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Friday, September 25, 2009

Pay Now and Pay Later for Gov Helathcare

Any bill that passes will require insurance companies to cover more and not deny applicants with existing coverage. Won't that mean that the cost of health insurance will go up? There will also be government subsidized insurance for those who cannot afford it. Doesn't that mean that taxes will go up?
Currently, I and most others have clanged to insurance policies that offer less coverage (as little as current State law allows) and high deductibles. Currently, those who cannot afford coverage qualify for means tested Medicaid (as congress gave us to solve this problem the last time around). Anyone who really needs medical care can receive it. If they do not pay the bill, providers can collect in the usual ways. If they go bankrupt, then they must have assets that they needed to protect, so why couldn't they have used their assets to purchase insurance?
Sounds to me like another government program to:
1) give us some benefit that is available on the free market but that is not what we choose to spend our money on. That is, higher levels of coverage or any insurance at all for some.
2) provide for those we cannot afford care -- which we already have.
There are thousands of "Free Market" improvements in the system that can be made, which mostly involve undoing what we have already done.
I was going to list links, but you can Google "Free market health care" as well as I can.

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